Regulatory Information

 Terms of Business 

 

RM Wealth Management is represented by Richard McCreery who holds the status of Conseiller en Investissement Financier (Financial Investment Adviser). RM Wealth Management is an ‘entreprise individuelle’, established in December 2003.

 

SIRET N°: 451.290.035.00034

Code APE: 7022Z

Address: Les Aloès, 8 Placette de la Sariette, 06190 Roquebrune Cap Martin, France.

 

The business is registered with and regulated by the Association Nationale des Conseils Financiers (ANACOFI) which is located at 92 Rue d’Amsterdam, Paris 75009. Membership number E004136. The ANACOFI is authorised by the Autorité des Marchés Financiers (www.amf-france.org).

 

Your advisor is bound to respect the ANACOFI Code of Good Practice, details of which can be found at www.anacofi.asso.fr

 

Richard McCreery is also listed with ORIAS, the official register for intermediaries working in insurance, banking and finance (you can verify this registration at www.orias.fr). Registration number 13000050. Authorisation for Conseiller en Investissement Financier (CIF) – Financial Investment Adviser.

 

The business holds professional indemnity insurance (Responsibilité Civil Professionnelle) with MMA IARD. Contract number 140653951. The policy provides cover of up to 600,000€ per claim and per year. A copy of this insurance contract can be provided upon request.

 

RM Wealth Management is completely independent and has no links with other financial service companies. Investments and products can be sourced from the entire market and are recommended according to the client’s requirements.

 

Advice is paid for by the client on a fee basis only. No commissions are earned. Clients may pay for work on an hourly basis according to the nature of work or an annual advisory fee which may be based on the amount of assets within the mandate. All fees will be agreed in advance with the client on an individual basis.

 

Hourly fees may be up to 200€ per hour, depending on the nature of the work.

 Annual advisory fees may be up to 1.25% of portfolio assets or a regular fixed fee as agreed with the client.                                                                                                                                                                                             

Information gathered during the advisory relationship is stored digitally by RM Wealth Management and is necessary to process your file. In compliance with the “data protection act” of the 6^th January 1978, modified in 2004, you have the right to access and amend information that concerns you. You may do so by contacting RM Wealth Management.

Complaints Procedure

(Article 325-12-1 du RGAMF et Instruction AMF n° 2012-07 du 13/07/2012-MAJ 24/04/2013)

 

For any complaints, your adviser can be contacted :

 

By letter: Les Aloès, 8 Place de la Sarriette, 06190 Roquebrune Cap Martin.

 By email : richardmccreery@sfr.fr

 By phone : 0617 411 561 or 04 93 57 08 41

 

You may also contact a mediator :

 

Médiateur de l’Anacofi

92 Rue d’Amsterdam

75009 Paris

 

Mme Marielle Cohen-Branche
Médiateur de l’AMF                                                                                                   

Autorité des marchés financiers
17 Place de la Bourse
75082 Paris cedex 02

Site Internet : www.amf-france.org/Le-mediateur-de-l-AMF

 

Your adviser will deal with your complaint within the following timescales :

 - 10 working days maximum from receipt of the complaint to acknowledge it, except if the response to the complaint is made to the client within this time.

 - a response must be sent to the client within two months maximum of receiving the complaint, except for in exceptional circumstances that can be justified.